Daily Archives: April 8, 2015

Get Over an Emergency Right Away through Title Loans

title loanDuring a life-threatening medical emergency or an unforeseen accident, it could be difficult to come up with a large amount of money for medical costs or urgent repairs. By finding the company that offers the best terms for a title loan in Kearns, you can make it through some of the toughest and most challenging moments in your life.

Here are some benefits of a title loan, as listed by the Utah Money Center:

1. You can get instant cash within the same day.

Your loan application will be evaluated and approved within the day. Therefore you can immediately get the cash you need for an emergency and deal with other urgent matters right away.

2. Your credit standing will not affect the approval of your loan.

Since your car will serve as collateral, your credit history will not be accounted for. If you cannot pay within the agreed timeframe, your car will serve as payment for the amount you borrowed.

3. You can avail of higher loan amounts.

Depending on the year and make of your car, you can take out as much as $25,000 as long as you have proof that you can pay off the loan within the agreed payment term.

4. You can choose from flexible payment terms.

You can get the shortest term with the lowest interest rates or the longest term with higher rates, depending on how much you can spare for loan payments.

5. You do not have to say goodbye to essential property – like your car.

So long as you can settle monthly installments on time, you do not have to worry about losing your car. You can go on with your life and use your car as if nothing happened, even if you use it to get the money you needed for an emergency.

While getting a loan could help you get the money you need during an emergency, you must still strive to build an emergency fund and re-establish your credit rating. You must not borrow money to augment your monthly budget. When your income is less than your expenses, you need to adjust your lifestyle and live a simpler life.

The Royal Kingdom of Bathroom

bathroomIf rooms were governments the bedroom would be democracy, the living room is socialism, and the bathroom would be a royal monarchy. Other than being the only room with a throne in it, the bathroom is the only domain with an established hierarchy of importance with its fixtures.

Toilets are the kings, tubs and showers are the queens, sinks are princesses, and bathroom tiles are the common people. This isn’t to disparage the humble tile, but like the commoners of the middle ages, they’re the backbone and a reflection of the entire room. For example, a bathroom with single colour tiles can be compared to the monochromatic look of medieval England. On the other hand, a bathroom with intricately crafted tiles can draw comparisons to the Renaissance kingdoms of Florence.

This is the ‘visual taxation effect’. Much like how governments depend on the taxes of their constituents to stay afloat and improve, rooms depend on the visual contributions of each element to dictate their overall look. But just like monarchies, the proportion of contributions to the room is skewed on the side of the smaller elements.

Think of it this way, the bathroom would still look amazing with beautiful tiles, even if the tub and toilets are simple white porcelain. On the other hand, if the tub and toilets were bejewelled masterpieces, their magnificence would look out of place and strange in a bathroom devoid of any tile designs. The most successful royal monarchies are the ones whose elegance reflected the rest of the country. Corrupt governments are the ones that concentrate all their good traits in just one area.

Everyone notices the figureheads of the bathroom, but it’s the little things that bring the entire look together. Ensure the success of a room by spreading the wealth, and giving the tiles their proper due.