Monthly Archives: April 2018

4 Tips to Get Ready for a Summer Boating Trip

Covered boats on a dockBoating trips are one of the most popular leisure activities families and friends could do during the summer. Boating trips are enjoyable as they are relaxing and not as stressful as one might think.

However, just like any other activity, a boating trip needs preparation. Here are four tips that will help you prepare well for a summer boating trip:

1. Clean the boat

A few months before the summer boating trip you will be having, you need to clean the boat. You need to wash it off to get rid of dirt and then apply some coating wax on the surface of the boat.
Once you are done cleaning, you need to cover it up so that it will not get dirty again. This is so that all you have to do is get the boat out of storage on the day of the trip. Buy pontoon covers for your boat from suppliers such as WALK-WINN.

2. Do a boat safety check

You need to make sure that the boat you will be using is safe enough to use. Otherwise, you’d put the life and safety of your family in danger. Make sure to check the propeller, battery and the engine as those are usually the most vulnerable parts.

3. Pack wisely

You need to be smart about how you pack. The most important items you should include in your backpack include food, appropriate clothes, a first aid kit and fishing gear.

4. Stock up on water

Sure, water will surround you, but that water is not drinkable. Drinking is important during these boating trips as it can be extremely hot when it is the summer at sea.

If you prepare well, not only will you be able to fully enjoy the experience — you will also make sure the trip is safe.

Available Options for Mortgage Repayment

man showing a mortgage contractApplying for a mortgage is the ideal way to realize your dream of homeownership. There are many choices you will make when getting a mortgage. Among the most important decisions is your interest rate. This affects your overall loan amount, and hence you should be diligent when selecting one.

After getting the best mortgage rate your Utah lender has to offer, you will get several options for your repayment. This encompasses your interest and principal.

Here are the typical repayment options you will select from.

Interest-Only Repayment

With this repayment plan, you will only be required to pay interest on your loan amount monthly. This assures you of low monthly mortgage payments. Your principal, however, remains unchanged. Interest-only repayment is an ideal choice if you are expecting a significant amount of money in the future.

Capital Repayment

After finishing your interest repayments, you will be required to pay your loan capital. Your lender will need to review your repayment strategy to ensure you have money at the end of your mortgage term to make this payment.

Common strategies for mortgage repayment include investments or savings as well as pensions and property investments. You should keep track of your repayment plan to ensure you have enough money to repay the capital.

Combined Interest-Only and Part-Repayment

This repayment option includes paying your interest as well as a small amount of your loan principal. At the end of your mortgage term, you will have a small amount of principal to clear.

Though the monthly repayments for this option might be high, it is convenient if you expect no large payout in future and have no investment plans.

Though these are the typical repayment option in the mortgage sector, terms vary depending on your lender. You can, however, negotiate the best conditions for your situation. With a good interest rate, making your monthly payments regardless of your repayment option will be hassle-free.

3 Considerations to Make before Deciding on Your Product’s Packaging

Product packagingProduct development is a long and challenging process. You start with coming up with a product that could fill a gap in the market. You proceed with developing a marketing strategy through which you could sell your product. And, on the latter end of the process, you come up with the most enticing packaging.

As for the logistics of packaging, there’s not much to fret about given there are accessible packaging solutions in the market such as the automatic carton packing machine. Your concern, however, should involve the packaging’s actual look and design. These are what you need to consider.

Brand

Our highly globalized markets have become rather competitive. To get noticed in a horde of similar market offers, strong branding is key. When your product goes through careful branding, chances are you’ll get your packaging right as well.

Message

On average, consumers read only seven words the entire duration of their shopping trip. They instinctively respond, however, to colours, shapes and designs. These are all packaging-related. It is, therefore, safe to conclude that the best way to convey your message as a brand is by co-opting the subliminal powers of colours, shapes, and designs, aside from whatever text you decide to include in your packaging.

Target Consumer

Knowing your target market is integral to effective packaging. Consumers respond to a sense of emotional attachment to products on display. This is something you cannot maximise if you have not laid out who you are selling to in the first place.

Packaging, when done effectively, will entice customers to try your product. This is the most you can aspire for if you’re new in the market. And the mere fact that a consumer bought your product due to its outside look and design should already be considered as a kind of triumph. But it does not stop there. Now your actual product has to deliver.

 

Breathe Easier: Reducing Allergens and Preventing Asthma Attacks at Home

woman in the park breathing fresh airIf you or a family member suffers from asthma, it is important to improve the quality of your indoor air. This will not just help everyone in your family to breathe easier, but also boost indoor comfort and prevent respiratory concerns.

Most indoor air pollutants are invisible to the naked eye, but there are steps you can take to reduce dust and allergens, as well as prevent asthma attacks:

Clean the right way.

When wiping or dusting off surfaces, it is best to use an electrostatic or a microfiber cloth. This is to trap the dust and other particles, instead of just moving and spreading them around. Start cleaning at the top-level and work your way down. Be sure to avoid harsh cleaning products, as they can sometimes aggravate allergies and asthma symptoms.

Allergy-proof your bedding.

Use dust mite covers to protect your mattresses and pillows. Don’t forget to wash your bedding regularly in hot water and vacuum the bedroom floors at least once a week. You can also benefit from an eco-foam mattress or hypoallergenic pillows and mattress covers.

Have a pro inspect and clean your ductwork.

Dust, dirt, and other allergens can collect and settle in your HVAC system over time. Professional air duct cleaning helps eliminate dust and dirt, as well as hidden allergens and particles. Air duct cleaning companies in Minnesota note that this can also improve the efficiency of your HVAC system and improve indoor air quality.

Invest in a HEPA filter.

This type of air filter helps eliminate even the smallest airborne particles. The right HEPA filter frees your indoor air of dust, irritants, and pollutants, which then improves the quality of the air you breathe. Such filters are ideal for asthma sufferers, pet owners, and new parents.

Modify flooring.

If your budget permits, install hardwood flooring or reduce the amount of carpeting in your place, especially in the bedroom. This is because carpets have fibers that trap allergens and can trigger allergies and asthma. Hard surface flooring, furthermore, are easier to keep free of dust and dirt.

Keep these things in mind for asthma attack prevention and improved indoor air quality. You may also want contact a duct cleaning company today to schedule an appointment and reduce the amount of dust in your home.

How to Save a Dislodged or Knocked-Out Tooth

Man with knocked out teethAccidents happen. If you’ve knocked a tooth out while playing sports or after falling, don’t panic; you might not need dentures just yet. There are simple things that can be done to preserve a dislodged tooth.

Chipping a tooth is common. Knocking one out altogether is less so, but with the right dental care from a local dental clinic in Bath, it may still be possible to save the tooth.

Visit a Dentist

The first thing you should do if you’ve dislodged a tooth is to make an emergency appointment with your dentist for an examination. The surrounding teeth could also be damaged and it’s important that a professional checks the extent of the dental injury.

Rinse and Try to Re-Implant

If there’s dirt on the tooth, rinse it in plain water. Do not scrub. Place it back in its correct position and bite down on a towel to re-implant. If this doesn’t work, the tooth will need to be safely transported to the dentist.

Place the Tooth in a Saline Solution

Pick up the tooth, being careful not to touch the root, and place it in a saline solution. If there is none available, use milk instead. If there is no saline or milk, place the tooth under the owner’s tongue and ask them to hold it there until they get to their dental office. Do this only if they are conscious and alert.

The dentist will soak the tooth in an antibiotic solution, place it back to its socket and anchor it in place using a splint that is attached to the adjoining teeth while the root heals. If the root subsequently dies, a root canal (filling of the root space) may be necessary. The chance of success is greatest if the tooth is re-implanted within half an hour of the accident.

Dentures, crowns, or implants aren’t the only solutions for a knocked-out tooth. Treating the tooth carefully at the scene and getting emergency dental care could enable the patients to save their natural tooth.

How Important Is The Role of a Legal Nurse Consultant in a Legal Team?

Stethoscope, gavel, and a calculatorCertified legal nurse consultants (LNCs) are nurses who use their medical knowledge and training in bridging the gap between the medical industry and the judicial system. LNCs usually assist attorneys by interpreting, researching, and analyzing medical-related cases.

However, their services are not only valued in the litigation area. For example, insurance companies may employ them as claims adjusters or medical bill auditors. The other environments a certified legal nurse consultant can work for aside from law firms, and insurance companies are government offices, consulting firms, and HMOs, as well as independent practices.

Roles and Responsibilities of a Legal Nurse Consultant

Although LNCs may work in different work environments where they will need to fulfill different tasks, they all still have the same core roles and responsibilities. The most common ones are the following.

  • Reviewing and investigating medical records of a case
  • Educating their colleagues about the medical facts surrounding a case
  • Preparing the chronologies and summaries of medical fact reports as well as exhibits and other pertinent evidence to be used in a trial
  • Providing data, opinions and facts based on evidence as an expert witness when called upon by a lawyer

Becoming a Legal Nurse Consultant

To be an LNC, you first need to be a licensed registered nurse and have a minimum of five years clinical experience as a nurse. After that, you can undergo an LNC training program, where you will be taught about trial preparations and medical case research and investigations.

Before enrolling in any training programs, do make sure that it has accreditation by the American Association of Legal Nurse Consultants. After completing the training program, you may then take the LNCC certification.

LNCs work with physicians, patients and lawyers and act as the bridge that connects two diverse fields as they provide medical counsel regarding legal issues. There is no doubt about the importance of their role in any legal team.

Phases of Therapy for Binge Eating Disorder

Man with binge eating disorderIndividuals with binge eating disorder (BED) lose control and consume large quantities of food regularly. This condition leads to obesity and myriads of other health problems. BED affects people of all ages, backgrounds, and gender.

Binge eating disorder symptoms are typically behavioral and emotional — self-hatred, depression, hoarding food and eating even when full, for example. The best way to deal with this kind of disorder is through cognitive behavioral therapy (CBT).

With that said, below are the phases of CBT in the treatment of BED.

Behavioral Phase

In this stage, the therapist builds rapport with the patient and helps them identify their negative behaviors and emotions. The therapist creates awareness and educates the patient on meal planning, nutrition, and balanced eating.

They also develop strategies for coping with any negative emotions that lead to binge eating episodes.

Cognitive Phase

Cognitive restructuring is introduced at this point. This is where the patient identifies any unhealthy thoughts that interfere with their treatment.

The therapist then helps them conquer all these thoughts and develop a realistic level of self-acceptance. The patient also gains insight into how negative thoughts influence their BED and starts embracing positive change.

Relapse Prevention and Maintenance Phase

This last phase of treatment aims to reinforce the behaviors learned throughout treatment. Patients focus on their BED’s cause and the areas that will aid them in a successful transition into full recovery.

The patient at this stage should be self-confident and encouraged to recognize the positive changes in them and the effect of these changes on others around them.

CBT in the treatment of BED is demanding and requires patience. Through these phases, however, the therapist makes a real difference in patients’ thinking. This helps them gain new and invaluable insight, which help in fighting BED.

Medications such as lisdexamfetamine and family therapy sessions are used in conjunction with CBT to provide a holistic treatment approach to BED.

How to Label and Store Your Chemicals to Avoid Accidents

a chemical laboratoryChemicals can be dangerous to the human body. Leakages and spills can affect your health without you noticing it right away. These chemicals also run a high risk of starting a fire or worse, an explosion, if not stored and labelled correctly.

What to include in chemical labels

That's why chemical labels are crucial, especially when it comes to keeping your employees safe. Here are the things you must not forget to include when labelling chemicals or any hazardous substance:

  • The contact information of the importer or manufacturer of the chemicals
  • A hazard pictogram
  • The exact product identifier that includes the name or number of the chemical
  • The exact proportion of the chemical
  • A hazard statement for when the chemical is being handled
  • The chemical's expiry date
  • Emergency procedures for when the chemical gets mishandled

Most chemical labelling companies include these things on their labels, so you can be sure that everything will be well written if you decide to hire a labelling company to do it for you.

Storing chemicals

Even the smallest chemical leakage can be hazardous to you and your employees' health. Avoid storing your chemicals near explosives, electrical equipment and water. You should also store it away from where people usually eat. You can get in deep trouble with the law if your chemicals leak and cause illnesses or diseases to the people near your facility.

Also, train your employees and let them know about the proper procedures to avoid any type of leakages or accident when it comes to your chemicals.

Leave it to professional label companies to do the job for you. You'll be safer this way, and the peace of mind that you'll have will be worth it.

Have a Long and Fulfilling Career as a Truck Driver

truck on a sunsetIf you bought it, there’s a great chance that a trucker brought it. That is how deep the reach of the trucking industry in America goes. Insights into this $726 billion industry show that 80 percent of the products in the country move by road.

It follows that truck drivers pocket a considerable chunk of this cake for their services. Without proper accountability, you might find yourself in a legal bind with the IRS, and it will pay well to hire accounting services for truck drivers such as those offered by firms such as Equinox Business Solutions.

Keep your eyes on the numbers

On average, the long-haul driver will cover over 100,000 miles delivering products across America. As a rookie driver working for a reputable company, you can rake in a respectable $40,000 a year. If you are particularly dedicated, you might enjoy additional perks and bonuses available to top drivers.

However, don’t let the sweet deal distract you from the fact that trucking is a difficult task. Being on the road for stretches of up to ten days can take a toll on your health and wellbeing. Hence, you need to develop good money habits while you still have your youth.

With a little diligence, you can ascend the salary scale, which would afford you a better pay.

Watch your diet

Spending too much time on the road bears a considerable downside – you make do without the home cooking. Such developments cause truckers to be less conscious about their diets. A marked preference for fast foods only works against you.

Over 55 percent of the truck drivers on American roads are obese with a body mass index of 35. Obesity carries the risk of major diseases such as stroke, diabetes, hypertension and heart disease. Contracting these lifestyle diseases could cut short your career as a trucker.

The vibrant and thriving trucking industry offer lucrative careers to the deserving truck drivers. With a little bit of effort, you can make the most of your career and lead a good life.

Improve Your Appearance with Cosmetic Dentistry in Belfast

Dental crowns in different colorsDespite what magazines and movies would like people to think, perfect smiles are less common than one would imagine. However, developments in cosmetic dentistry are constantly making it easier, safer and more affordable for patients to achieve the smile they have always wanted.

Cosmetic dentistry in Belfast consists of a wide variety of dental treatments including teeth whitening, dental veneers and crowns. All these treatments are available in many dental practices, Blue Sky Dentistry included.

Teeth whitening

A popular treatment in cosmetic dentistry, professional teeth whitening can improve the appearance of a patient’s teeth dramatically in as little as an hour. The whitening products used by an experienced cosmetic dentist are of a higher concentration compared to over-the-counter whitening products.

Professional whitening treatments are administered by experienced and professional dentists, both to ensure great results and minimise sensitivity or damage to the teeth. Common professional whitening treatments in Belfast include power whitening, which is performed in the dentist’s chair, and home whitening, which involves the use of customised bleaching trays at home.

Crowns

Crowns are installed in order to replace the exterior of badly damaged teeth, while also preventing total wear and tooth loss. Dental crowns with cosmetic dentistry in Belfast are made entirely of high-quality dental porcelain, a beautiful, natural-looking material that reflects light in the same way as natural tooth enamel. In addition to being ideal for patients with a metal allergy, porcelain crowns encase the tooth and preserve a larger quantity of natural tooth enamel. Crowns can also be used in combination with dental implants.

Dental veneers

Cosmetic dentistry in Belfast would be incomplete without dental veneers. For many years, veneers have been a popular treatment for changing smiles. Not only are they beautiful, but they are also durable. These wafer-thin porcelain shells are bonded to the front of a tooth after minor preparation. A single veneer can change the appearance of a single tooth, whereas multiple veneers can offer a complete smile makeover. Porcelain veneers can alter the appearance of chipped, cracked, discoloured, misshapen, misaligned and oddly spaced teeth. Since they are customised, they are also colour-specific to each patient’s smile.