Tag Archives: investment

Investing in Real Estate: Commercial Property Types to Consider

Self storage as a form of commercial propertyIf you’re looking to diversify your investment portfolio and include safeguards against the volatility of the investment market, why not incorporate some property investments in your portfolio? If you don’t know where to start, take a look at some of the most common commercial property investment types below.

Retail Spaces or Buildings

The key to this kind of investment is location. For instance, if you want to invest in a standard strip mall with multiple units, you have to make certain that the location receives a consistent stream of foot traffic or you would be hard-pressed to find tenants.

Office Spaces or Buildings

Office spaces are usually in demand in virtually all cities. If you reside in a smaller town, you may consider investing in one unit first with one tenant, such as a doctor’s clinic. If you live in a bigger town or city, you could consider investing in several office units, or even a whole building.

Raw Land Investments

You could make money with raw land investments in different ways. For example, if you bought wooded land, you could contract responsible logging companies to harvest wood from your property. If the property is suited to farming, you could lease it to local farmers, or you could also just purchase some land and sell it later to property developers.

Multifamily Housing

Multifamily housing refers to apartment buildings. With the demand for affordable housing options, yet consistently increasing rental prices, you could generate a steady income stream with apartment buildings. Additionally, you could even take out HUD multifamily loans from mortgage and financial firms such as Bonneville Multifamily Capital to help you acquire multifamily properties.

Industrial Real Estate

This could mean plenty of things – manufacturing facilities, warehouses, and research facilities among others. With this property type, however, it may be harder to estimate demand so you must do your research well when gauging the area where you want to invest.

All types of commercial investment properties come with its rewards and risks, so it’s crucial that you weigh all the pros and cons of each before investing. To start, ask yourself how you are going to finance the property? Is the market viable for the property type you’re planning on buying? How much money can you earn? Do your due diligence before doing anything.

Why Investing in Japanese Real Estate is a Good Idea

Japan grade construction

Japan isn’t called the Land of the Rising Sun for nothing. In 2016, Japan hit a record of 24 million foreign visitors after its government encouraged more tourists for population growth. According to the Japan National Tourism Organization, the number increased by 21.8% from the year 2015.

While many people visit Japan every year, only a few people see the country as a place for investments. Real estate in Japan, however, is a hidden gem.

Affordability

Most businessmen remember the economic bubble of Japan in the late 1980s, when land prices rose by more than 300%. Real estate has improved a lot since then. Properties experienced more than a 50% drop from the highest price point until the year 2005. After the Great East Japan Earthquake of 2011, property values dropped.

Although the real estate of Japan has gone through a lot of ups and downs, it is doing well compared to most property markets in the world. Buildings and residential units in Tokyo have reached 60% of recovery – critics expect the value of Japanese properties to rise within the next 10 years. While the prices of buildings and house rentals in Japan are still at a minimum, experts from Sumitomo Realty & Development CO., Ltd. believe that today might be the best time to invest.

Quality Construction

We all know that Japan, situated on the Pacific Ring of Fire, is prone to earthquakes. It is a common misconception that because natural calamities come and go in and out of the country, it isn’t a viable location for investments.

What we aren’t familiar with, however, is the strict building codes and regulations given by the Japanese government to construction agencies. It is a must for infrastructure to withstand earthquakes. Almost none of the buildings built after the revision of the New Earthquake Resistance Building Standard Amendment (or Shin- Taishin) collapsed during the 2011 Great East Japan Earthquake.

Japan has always been an advantageous country, but its edge among fellow developing nations is that it always fulfils its promises.

 

3 of the Most Common Investment Mistakes You Should Avoid

Investment MistakesFact: there are no 100% safe strategies to avoid investment failures, but there are many approaches that you can take to reduce the risk of hard-earned funds mismanagement. Learning these common investment mistakes at heart is a good start in protecting your properties.

Too good to be true deals

You have probably heard about Warren Buffet’s $100 billion investment mistake. The first blunder that Buffett mentioned is buying Berkshire. His actions that led up to his purchase of Berkshire, according to him, is “monumentally stupid decision” on a too good to be true deal. He knew that Berkshire was a collapsing company, but he bought it because he thought it was cheap. He expected to make a good profit and get out, but he never did. He only lost billions.

Negative background checks

Professionals at Ace Profits Academy emphasize that would-be investors must conduct reference checks to all aspects of the deal including the people involved. Background checks done with due diligence on the person’s character and business operations can result in negative setbacks being avoided. It’s a good thing that Australian financial regulatory bodies sometimes offer background check of an investment manager.

Over trusting the guarantees of smooth ROI

Investments carry on some degree of risk and they can be reflected in the return rate that you can possibly receive. Chances are, if your money is said to be guaranteed safe, you will most likely receive a lower return. However, high returns have high risks that include possible total investment loss.

Some fraudulent transactions usually involve people who exert huge effort in trying to convince investors that big returns are “guaranteed” or totally sure. If they try really hard to give a preview of what your life upon the Return of Investment, don’t trust them.

If you have a query about a potential investment, do not hesitate to tap the services of millionaire investor programs that are worth every penny since they know the real deal in investments. You may also contact the Australian Securities and Investments for assistance.

Fifty… Now What?: Financial Decisions to Make at Fifty

financeMost financial experts advise the young to start planning early, but it’s never too late for the middle-aged to make smart financial moves. Even if you only have about ten years left before retirement age, you can still make the most of your money, protect your assets and sail smoothly ahead.

They say fifty is the new forty. Whether you’re consulting a financial adviser about retirement or with attorneys from firms like assetprotectionatty.com regarding asset protection in Utah, fifty isn’t too late yet.

Think about protecting the assets you spent decades building and the cash flow that comes with your growing assets. Consider what could derail your retirement and take measures to prevent bigger mistakes from happening.

Long-term Care Insurance

Fifty is the best time to purchase a policy. LTC is expensive and the cost keeps going up, so people use insurance to help pay for it. The best time to buy LTC insurance is while you are still young, since it is based on age, and when you are healthy, since pre-existing conditions may affect coverage.

Stick with a policy that has a lifetime benefit so it will continue to pay no matter how long you require care. If cost were an issue, though, financial planners would recommend a 5 – 6 year benefit period instead.

Review Estate Planning Documents

If you’re one of those who had their retirement plans drawn several years back, then good for you. But when you are fifty and nearing its time of significance, it would be smart to review your estate planning documents.

To illustrate, your ex-spouse could still be in charge of your medical care or you two could still share assets and various properties. Consult with professionals for assistance on the transition of names, titles and privileges and the review of your estate planning documents.

Go over your will or trust, bank accounts, and retirement accounts, to confirm every detail is up to date. When you reach fifty, the smartest move is to protect all the miles you already covered and make sure the road ahead is without any bumps.