young professional

A Personal Finance Guide for Every Small Business Owner

Small business owners work with a burning passion and desire to grow what they have built. While there are several important aspects that such entrepreneurs should focus on, finances should be put on top of the list. It is the lifeblood of your small business. But besides your company’s money, are you giving the same

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Investing For Beginners: The How’s of Stock Investing

Any people want to get into investing in stocks but are intimidated by the process for different reasons. One of the main things holding them back from investing is they don’t know much about it. After all, it’s not like a savings account or money market fund where the money you put in only has

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stock market

What Is Asset Diversification?

All of us have our dreams. Some dreams are for ourselves, while some are for our family. These dreams may be short-term or long-term, but one thing is for sure, the journey might be different from one person to another, but the destination is the same; success. The road to success is a very difficult

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coins and bills

The Road to Better Financial Health

Managing one’s finances is one of the most important skills any person could have. Being able to do well in this area translates to a better lifestyle. Many issues or inconveniences could disappear if one knows how to handle their money. It is not about amassing a hefty amount to be able to live a

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dollar bill

Should You Consider Bootstrap Financing a New Business or Not?

They say the pandemic can be a great time to invest in a business. This is especially true if you have fully-funded emergency savings, you are able to tolerate risks, and have enough cash on hand to support your business. But one question that many business owners-wannabes need to consider is whether they should use

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What You Should Teach Employees About Handling Money

How can you expect your employees to know what’s at stake in your business if they don’t know how to handle their finances? Employees who are always in debt have a questionable understanding of how to build your business. How can you trust them to understand what your business needs financially if they can’t even

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debt relief pill concept

Paying Off Debt Vs. Building Your Savings: Which One is Right For You?

The coronavirus pandemic has exposed the country’s economic and social disparities. Thus, leaving millions of people grappling to make ends meet. Many have even found themselves using their emergency savings to cope up. Some even resulted in relying on their credit cards more. At least 34 percent of millennials noted that they’ve fallen deeper into

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Can I Pass Down My Debts to My Heirs? FAQ About Debts After Death

So many people are burdened with debts, usually credit cards and mortgages. As they repay, they may occasionally wonder what will happen to their debts when they suffer an untimely demise. While that’s such a dark thought to have, it’s also pretty wise, because indeed, can your surviving family members inherit your loans? Nobody wishes to

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Why People Easily Fall for Financial Scams

You may have, in one instance or another, received a phone call talking about an offer that’s too good to be true. Or maybe you’ve received an email containing a link that says you’ve won a certain large amount of money. Other times you’re browsing the internet and bombarded with ads that say you can

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running a business

Everything You Need to Know about Tax Grievance in New York

Like in many other states, local governments in the state of New York rely on revenue from property taxes to fund public services such as schools, law enforcement, fire protection, parks and recreation, and road construction. These taxes ensure that communities remain safe and desirable for New Yorkers. However, it can also impose a heavy

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